While Free Application for Student Aid (FAFSA) can be challenging for the first-time filer, there are now many places to turn for free, professional help in person, on the phone or online. Families should take advantage of these services because the FAFSA form is required to be eligible for federal student aid programs, including grants, federal student and parent loans and federal work-study programs.
A required minimum distribution, or RMD, is generally determined using uniform life expectancy tables that take into consideration the account owner’s and/or account beneficiary’s age and marital status, as well as his or her account balance(s) as of Dec. 31 of the year prior to the distribution year.
Given its unpredictability, 2011 may not seem to set a good benchmark for the future. Yet that unpredictability provides an important lesson — investors need to be prepared for anything.
The continental crisis is much deeper than initially advertised, and the future of the euro, the European Union and Europe’s banking system is being threatened.
The reasons corporate profits have not yielded better economic and market results are complex. One of those reasons is financing. T
It is important for young people to have a solid understanding of personal finance — particularly in the volatile economy they have witnessed during the past few years.
Year-end planning is always important, not only because it creates an opportunity to benchmark and assess your financial progress each year, but because some opportunities invariably disappear when the year ends.
Kenneth W. Gronbach... believes China will not be the economic powerhouse that many economists are predicting in the years ahead because the government, through its invasive population-control mandate, has systematically destroyed its future workforce.
Many financial pundits have been going out of their way to note differences between 2011 and 2008. However, there are more similarities than there are differences - and investors who have not fully recovered from 2008 may be ill-suited to deal with a repeat of that market’s performance.
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